Qualifying Life Events

Once you make your benefits elections, you can’t change them until next year’s Open Enrollment unless you experience a Qualifying Life Event.
Examples of qualifying events:

  • Birth or adoption
  • Change in insurance coverage
  • Death in the family (spouse or dependent child)
  • Dependent child reached limiting age of 26
  • Divorce, annulment, or legal separation
  • FMLA-related leave
  • Marriage
  • Spouse or child loses existing coverage

You must make changes to your benefits within 30 days of your Qualifying Life Event.* If you miss the deadline, you may have to wait until next year’s Open Enrollment.

*Keep in mind, you must provide proof of the Qualifying Life Event such as a marriage or birth certificate.

When your family has a big change, Boyd is here to help. If you’ve had or are expecting a Qualifying Life Event in your family, such as a new child or change in your marital status, you may need to adjust your benefits coverage. You might also need to take time away from work or access resources/tools to help you adjust.

Questions?

For all leave of absence questions or any other life event, please reach out to benefits@boydcat.com.

Learn about preparing for retirement here.

Resources

  • CuraLinc Employee Assistance and Work/Life Support Program resources can help you find childcare and connect with a counselor in person or via video. To get started, call 881.LINC (5462) or log in to supportlinc.com (username boyd).
  • Empathy through Lincoln Financial offers comprehensive support for bereaved families. Visit join.empathy.com/lincolnfinancial to sign up.
  • Health Advocate can help you understand your maternity claim, find a pediatrician, and learn about virtually any health topic. Call 866.695.8622 or email answers@healthadvocate.com. You can also visit HealthAdvocate.com/boydcompany (registration code BOYD123).
  • Headway can help medical plan members connect to a mental healthcare provider or direct you if you aren’t sure where to start. To access, visit book.headway.co/anthem-bc or call 646.941.7645.
  • LifeKeys through Lincoln Financial offers bereavement services such as grief counseling and help coping with the occasional challenges of day-to-day life. Visit GuidanceResources.com, download the GuidanceNow mobile app, or call 855.891.3684. First-time users enter Web ID Lifekeys.
  • LiveHealth Online medical care gives you 24/7 access to doctors as part of your medical benefits, at no additional cost. To start using LiveHealth Online, sign up at livehealthonline.com or download the app.
  • LiveHealth Online Psychology mental healthcare gives you access to video visits with a licensed therapist or board-certified psychiatrist. Call 844.784.8409 from 7:00 a.m. to 11:00 p.m. to make an appointment. You can also use the app or log in to livehealthonline.com.
  • Rula is an additional resource for getting connected to a mental healthcare provider that fits your needs. To find a therapist, go to rula.com/find-a-anthem-therapist.