Dental
We partner with Delta Dental of KY to offer you and your family members three dental insurance plans. You can elect which plan best meets your needs. Visit deltadentalky.com/log-in/ to find in-network providers and access a variety of online tools and programs. Download the Delta Dental mobile app by clicking here.
In-Network Dental Benefits At-a-Glance
| Red Plan | White Plan | Platinum Plan | |
|---|---|---|---|
| Coverage | In-Network Provider | In-Network Provider | In-Network Provider |
| Deductible* (single/family) | $50/$150 | $50/$100 | $25/$75 |
| Diagnostic and Preventive | 100% | 100% | 100% |
| General—employee share (fillings, extractions, periodontics, and endodontics) | 20% | 50% | 20% |
| Prosthodontic (bridges, crowns, etc.) | 50% | 50% | 50% |
| Annual Maximum | $1,500 | $1,500 | $2,000 |
| Orthodontics (braces) | No coverage | 50%(2) | No coverage |
| Lifetime Maximum (orthodontics) | N/A | $1,500(1)(2) | N/A |
* Deductibles do not apply to diagnostic and preventative or orthodontics.
(1) Benefits paid as services are rendered.
(2) Orthodontics—orthodontic (braces) coverage is only available for those who elect to participate in the White Plan (employee + child(ren) or family) only). Your child(ren) are covered for orthodontic services until their 19th birthday.
Dental Plan Carryover Benefit
You are able to carry over unused benefit dollars into the next plan year. Red and White Plans — carry over up to $375; Platinum Plan — carry over up to $500.
Employee Bi-Weekly Rates Per Pay Period
| Coverage Tier | Red Plan | White Plan | Platinum Plan |
|---|---|---|---|
| Employee | $3.55 | $2.62 | $6.39 |
| Employee + spouse | $13.57 | $12.10 | $20.00 |
| Employee + child(ren) | $11.81 | $11.76 | $19.47 |
| Family | $19.86 | $19.24 | $31.75 |