Open Enrollment 2025
Oct. 18 – Nov. 1
Open Enrollment is your chance to review your benefits and choose options that might be a better fit for your needs. Even if you’re not making changes or wish to waive coverage, all eligible employees, including newly hired, must complete the Open Enrollment process. See the Enrollment Checklist for easy steps.
What’s New for 2025?
Wellness Worx program: Our program has been redesigned to better support you in your wellness journey. This FAQ provides what you need to know.
FSA administrator change: Voya, who also administers our HSA, will administer our Health Flex Spending and Dependent Care Flex Spending accounts. If you have an HSA, use the same debit card. Otherwise, you’ll get a new card in the mail. Our current vendor will handle claims incurred through Dec. 31, 2024. You can submit these through the grace period ending March 15, 2025.
Life, AD&D and Disability carrier change: Lincoln Financial Group is our new carrier for all life, accidental death & dismemberment, and disability insurance. There are no plan changes. However, short-term disability rates have decreased.
Deductibles: HDHP $3300; HDHP $3700; PPO $2,700
Check out our Benefits Guide
Get detailed information on our benefits and updates for the coming year, including premiums.
Ready to Enroll?
Oct. 18 – Nov. 1
Enrollment Checklist
All eligible employees, including newly hired, must complete the Open Enrollment process.
BEFORE YOU ENROLL
Evaluate all your 2025 benefit plans and options.
See associated premiums in the 2025 Benefits Guide.
Review the 2025 Benefits Guide and Open Enrollment Video to make the best decisions for you and your family.
Estimate your health care spending for 2025 to determine how much you may want to contribute to a Flexible Spending Account (FSA), to be used by Dec. 31.
IF ELECTING AN HSA FOR THE FIRST TIME: You have to create an account at Voya.
WANT TO ELECT OR CHANGE VOLUNTARY LIFE OR VOLUNTARY AD&D COVERAGE: Find Pricing Calculation Charts on pp. 25–26 in the Benefits Guide.
Find Critical Illness pricing in the Benefits Guide on pp. 28–29. Pricing is not reflected in the Open Enrollment Wizard.
ADDING A SPOUSE OR DEPENDENT to your benefits for the first time:
- Complete the Proof of Relationship Form
- Send this completed form along with the associated marriage and/or birth certificates to benefits@boydcat.com before you can elect your benefits.
READY TO ENROLL?
Need instructions on how to enroll? Click here.
AFTER YOU ENROLL
Get your maximum medical premium discount of up to $120/month.
- Complete Level 1 of the Wellness Worx program by Nov. 30.
- Remember, if your spouse will be covered on your medical plan, they also must complete Level 1 to receive the medical premium discount.
- The dollar amount earned for both employee and spouse is averaged to determine the total monthly medical premium discount. (Maximum total: Up to $120/month.)
*New hires must complete within 90 days of hire. (See email from Benefits.)
Look for BIG rewards!
Participate in the Wellness Worx program and save up to $1,440/year.*
Complete Level 1 by Nov. 30.
Annual health screening completed June 1-Nov. 30, and submitted by Dec. 1, will be accepted.
*Spouses must participate to get maximum discount of up to $120/month. Employee and spouse discounts are averaged.